Please note that if the credit card is closed within 12 months of issuance, a card closure charge of ₹599 + GST will be applicable. This amount will be debited from your Fixed Deposit (FD) principal.
Additionally, a 1% premature withdrawal interest penalty will also apply, as per the bank’s terms and conditions.
Kindly review the above details and confirm if you would still like to proceed with the card closure request.
Thanks & Regards
Team novio
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